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We have the experience: How To write letters professionally to Reclaim mis Sold PPI attached to your Store Cards; Credit Cards; Mortgage Loans; Secured Loans; Car Finance Loans or Personal Loans - Registered PPI Claims Management Company - Free Review.

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PPI POLICIES

PPI justice

When taking out any loan.


The Payment Protection Insurance (PPI) policy was usually packaged within the loan.

The Loan Protection insurance is sold to cover loan or credit card repayments in the event of certain problems; accident, sickness or unemployment and there is nothing wrong with an Income Protection Insurance policy for those who need them and assuming it has been sold correctly. However, recent investigation by the relevant governing bodies has shown that there has been systematic miss selling of these insurance policies to millions of people by applying these claims reasons.

A guideline for a correct sales process should include being fully informed of the total costs, advise you that the policy was optional, give you the full PPI policy condition and documents, ask about any pre-existing medical conditions you may have had, ask about your employment status and much more. Normally, PPI was often sold without much investigation in order to boost company’s profit margins and commission for the advisers.

PPI History

Personnel LOANS

PPI loan contract

 

First you need to establish if you have Payment Protection Insurance.

You may have PPI attached to your loan without your knowledge Check you loan contract now.

Upwards of 2 million people have been sold Payment Protection, without their knowledge.

Loan Payment Protection was normally attached as an upfront single cost premium and added to your loan, both loans then attract interest and you are given only one monthly repayment.

Since the beginning of 2010 this practice has ceased to exist.

However, recent investigation by the relevant governing bodies has shown that there has been systematic misselling of

PPI policies

to millions of people by applying these

claims reasons.


Reclaim Loan PPI

Credit Cards

Credit card insurance

 

First you need to establish if you have Credit Card Payment Protection Insurance.

When attached to a credit card you should be able to see any payments taken for PPI in your monthly statements. Have you got a policy that you are paying for without your knowledge?

Almost 20 million payment protection insurance (PPI) policies have been sold to consumers who might never be able to make a claim. According to a study, "Which" the consumer group, found that a third of consumers who have taken out a loan with payment protection insurance over the past five years may fall foul of at least one "significant exclusion" of the tightly worded policy conditions that would prevent them from making a successful claim

There are many different

grounds for complaining

which, when you are made aware of them, may entitle you to submit a Loan PPI Mis sold claim.

Reclaim Credit Card PPI

Mortgages

mortgage calculator

 

When applying for a mortgage you may have been sold mortgage loan protection insurance (PPI) without your knowledge, or maybe you could not have the mortgage without the loan protection insurance policy -

The interest rate was conditional upon taking a Payment Protection Insurance Policy on their terms.

In any event the adviser should have explained that the payment protection policy should have been optional and the policy details explained in full, including the small print relating to potential claims regarding age and any medical conditions that could void a claim, at point of sale.

If this was not done you may submit a Mortgage PPI misselling claim.

There are many different
reasons to claim.
which, when you are made aware of them, may entitle you to submit a Mortgage  PPI Mis sold claim.

Reclaim Mortgage PPI